My Top Ten Title Questions

As an escrow officer I field countless questions from Realtors, lenders, and consumers, so I thought I'd put together a list of the top ten questions I get on a regular basis and address them through a series of blog posts.

Here are my top ten:
10.  My buyer/seller won't be in town for closing--how can we handle that?
9.    What is an R8 credit and how is it calculated?
8.    Why do I need an owner's title insurance policy when the property was recently purchased (i.e. a flip)?
7.    Can I add my spouse or someone else to title after closing?
6.    Can my seller/buyer give someone Power of Attorney to facilitate the closing on their behalf?
5.    There is a deceased person in title--what do we do?
4.    Why can't we just do a Quitclaim Deed?
3.    Why does the title company care about the marital status of the seller/buyer?
2.    Property taxes--how are they prorated?
1.    Can we use this prior survey?

So keep checking back!

Calculating Texas Title Insurance Policy Premiums

Have you ever been sitting with a customer and wished you had a quick and easy way to let them know what the cost of an owner title policy would be?  Independence Title Company has an iPhone app that takes out the guesswork. 

Download the FREE app (search for "Independence Title" in the iTunes store and you'll see the Texas Title Calculator) and start calculating. 
Visit our web site for more information: http://www.independencetitle.com/Applications/Texas-Title-Calculator

As iron sharpens iron, so one man sharpens another. --Proverbs 27:17